HOME >>

Q Do all estate agents speak English?

A No. If you want to live in a truly Spanish part of the country then do not expect many people to speak English. All documents will be in Spanish and chances are, that when you go to the Notarios office to complete the transaction, no one will speak English. – but we can help you with this. We will endeavour to make sure that things go smoothly and that you understand everything before you finally commit yourselves.  Also if you use a local lawyer they will attend the signing with an interpreter for you.

Q Do I need a bank account in Spain?

A Yes. You will need a current account for foreigners. This is a very simple operation and we will help you to open one in a local branch.

Q How much are the fees for buying property in Spain?

A You will need to allow about 10 - 12% of the price to cover fees and taxes.

Q Do I need lawyer/solicitor?

A Not necessarily.  However it is a good safeguard to use a solicitor as he will be working entirely for you and will make sure all is in order before you proceed.  There is a solicitor in LLiria who specialises in conveyancing and also speaks English.  You are free to decide whether or not to use this solicitor or to choose another.

Q I have heard horror stories about being stuck with debts from the previous owner how can I be sure it won’t happen to me?

A If someone in Spain does not pay a debt, it is possible to have a charge put on the property and it will then be written in to the escritura (deed). If these are not settled before the final payment, then the debts will go with the house and therefore you could inherit them. The title deed or escritura should be checked by the Inmobiliaria or lawyer to ensure it is free of any debts (libre de cargas) before you agree to buy the property.

Q What happens if I find a property I want?

A Once the price has been agreed the details of the property will be passed to your solicitor to check that all is in order.  You will then need to pay a deposit of 3000 euros and to sign a contract giving a date of completion.

Q Do I need an identity card/number

A Yes everyone in Spain needs an identity card/number and you will need to get an identity number for extranjeros (foreigners). This is known as an NIE.

Your solicitor can arrange this for you.

Back To Top